Disclosure

Ames Planning Associates, Inc. (APA) is a federally registered investment advisor, registered with the United States Securities and Exchange Commission (SEC) in Washington, DC.

In addition to SEC registration, Ames Planning Associates, Inc. maintains a notice filing in its home state of New Hampshire as well as in the states of Massachusetts and Maine. Notice filings are necessary under SEC rules when an advisory firm has more than five clients claiming residency within that state. Thus, we are not limited to serving new clients within states with which we have notice filings. Most states follow this federal de minimus rule in which a federally registered firm such as APA is allowed to serve up to five clients within that state before being required to “register” in that state with a notice filing. We will register in such other states and, otherwise, comply with each state’s regulatory requirements when the number of our clients within a state exceeds the SEC rule of five clients or when that state’s regulations require us to register.

The presence of this web site on the Internet in no way implies that APA is soliciting investment advisory clients in any other state than a state in which the firm maintains a registration under that state’s regulatory structure. APA only offers its services in states where it is properly registered, or excluded or exempted from registration requirements.

This web site is a mechanism that allows us to provide information about APA and should not be construed as offering advice in any way. Further, no inference shall be made that this web presence constitutes an offer to sell investment advisory services to residents of any state(s) other than those in which APA, when so required, has completed necessary registrations.

Ames Planning Associates is a fee-only, fiduciary firm offering individualized, specific advisory and investment services to its clients. The information on this web site comes from publicly available sources believed to be accurate and reliable. However, such information, not having been directly researched and developed by APA, could be dated or, potentially, inaccurate and should not be used to make financial planning or investment decisions, especially where direct applicability cannot be assumed. Our individualized process is one that assesses comprehensively each client’s objectives, goals, life status, risk characteristics, etc. before working with a client to design a specific program for that client/client family. No performance guarantees can be made or implied since past performance of securities, mutual funds or portfolios offer no indication nor guarantee of similar performance in the future.

Links on this website to other web resources are offered simply for your convenience. APA cannot accept responsibility for the information, products, services or other resources offered on those web sites or links.

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